Rene Munoz

Mortgage Loan Originator

NMLS# 242107


No matter
what type of
loan you need

We are with you every step
of the way

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Purchase a home

Ready to purchase a home? Let us help! Contact us today and get a free mortgage estimate for your purchase. We have experienced mortgage professionals ready to help you secure a loan on the home of your dreams.

FHA Loans

FHA loans are private loans insured by the federal government. These loans are popular with borrowers who don't have enough funds to pay a traditional 20 percent down payment because they only require 3 percent down to qualify. Those who choose these loans are required to pay mortgage insurance which slightly increases their monthly payments.

Conventional Loans

Typically, conventional loans have better rates, terms and/or lower fees than other types of loans. However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income.

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